End User Consent
Collection of Information
Your Personal Information
Personal Information means any information that may be used to identify an individual. This includes but is not limited to: first and last name, email address, mailing, and residential address, telephone number, title, birth date, gender, occupation, the company you work for, and other information needed to provide a service you have requested. When you browse our website and subsidiary sites, you do so anonymously unless you have previously indicated that you wish Financedaily.org to remember your login and password. Financedaily.org does log your IP address (the Internet address of your computer) to give us an idea of which part of our website you visit and how long you spend there. However, we do not link your IP address to personal information unless you have registered and logged in to our website. When you visit certain Financedaily.org web pages, you may need to be registered and to login with a password. The use of those web pages and the information downloadable from those sites may be governed by a written agreement between your employer and Financedaily.org. Unless you request your personal information to be deleted, it may be retained by Financedaily.org to verify compliance with the agreement, to track software and documents downloaded by you, or track page visits and usage of other applications available on our site. Financedaily.org may receive personal information from its business partners and suppliers. Financedaily.org only uses such information if it has been collected in accordance with acceptable privacy practices consistent with its policy and applicable laws.
Non-Personally Identifiable Information is any type of information that does not directly identify an end User. This information can include information like the type of browser used, the Uniform Resource Locator (“URL”) of the website you came from or that you exited to, and your Internet Protocol (“IP”) address. We may automatically collect this information upon your visit to our Site, and we may collect this information through Third Party Providers or Advertisers and we may collect this data through cookies and pixels placed on our Site. We also use Non-Personally Identifiable Information to gather information on Users demographics and to cooperate with local and Federal law enforcement activities. We reserve the right to share this information with Third Party Service Providers and Advertisers in order to quantify the effectiveness of our advertising, web content and necessary programming changes.
Release of Personal Information
Information We May Share With Third Party Providers
In many cases, we will provide Personally Identifiable and Non-Personally Identifiable Information to our affiliated merchants if a User purchase products or services from our affiliated merchants through our Site. This is done in an effort to assist the Merchant with tracking of referrals.
information we may share during a business transition
Information we may share for our protection and to protect others.
Under certain requirements by law, we may need to disclose Personally Identifiable Information and we reserve the right to do so to remain in compliance. If we believe that disclosure is necessary to comply with local, state or federal laws, court orders or any legal process, or the safety of our Sites Users, we will do so.
Release of Non-Personal Information
Some or all of the Non-Personally Identifiable Information that we collect may be shared with Affiliates, Merchants, Advertisers, Partners, Third Party Advertising Agencies, Third Party Advertising Companies, and Third Party Advertisers. In many cases, we use Third Party Advertising Companies to serve ads based on certain criteria of the User which is generally based on Non-Personally Identifiable Information. This information is being shared with the Third Party Advertising Company to serve the most relevant ads to our Users. We also share Non-Personally Identifiable Information with Third Party Service Providers to assist us in analyzing our Site usage and User behavior, along with statistical analysis. Also please be advised that we may publish Non-Personally Identifiable Information on our site, press releases, blogs, social marketing sites, and promotional materials to share what type of people use our Site.
When you submit an inquiry or use another Service provided through the Website, you direct Finance Daily to share information about you or provided by you with lenders and other third parties in our network to deliver the products and services you request (collectively, “Network Partners”). PLEASE NOTE: The Network Partners that interact with you may retain or use your information whether or not you use their services, and their privacy and information sharing practices are outlined in their respective privacy policies. Pursuant to the contracts between Finance Daily and its Network Partners, if you select a Network Partner through our Services, Finance Daily may also receive information about you from that Network Partner including, but not limited to the amount or disposition of the product or service you inquired about. Finance Daily and its Network Partners may exchange information about you, your products or services, and your accounts for the purpose of providing you with information about financial services and products. Finance Daily may maintain this information to assist with litigation, regulatory request(s), law enforcement requests, internal analytics, marketing purposes, and any other legally permissible purpose.
For the security of our Users data, we have taken some precautionary steps to make sure the information we collect that is Personally Identifiable is secure. We encrypt such data as passwords, credit card information, and other information that is Personally Identifiable. We ask that you do not share your password with anyone to maintain the highest level of security for yourself. Additionally, we use a Secure Socket Layer (“SSL”) technology while Users make purchases or store certain information such as credit card numbers. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will be kept on file for more than 60 days in order to store your preferences and offers that you have purchased.Although we take these measures to protect your information, there is no way to fully guarantee that your data is fully secure when data transmission takes place through the Internet or any wired or wireless connection. We are not responsible for the data that third parties receive during those transmissions and connections to our Site.
Tracking Methods and Purpose
Other Tracking Devices.
Miscellaneous Privacy Issues
Children’s Online Privacy Protection Act Compliance.
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 18 years of age as we do not allow minors to use our Site. Our Site, products, and services are all directed to people who are at least 18 years of age or older. We may sell children's products but only for the purchase of adults.
Publicly Accessible Areas.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We, therefore, will not distribute your personal information to outside parties without your consent.
As part of the California Online Privacy Protection Act, all Users of our site may make any changes to their information at any time by logging into their control panel and going to the 'Edit Profile' page. Additionally, California Law requires us, at your request to do the following:
1. Inform you of the categories of Personally Identifiable Information that we collect and share with third parties and who they are.
2. Provide you with the name and addresses of all said third parties.
3. Give you examples of the products and services marketed by the third parties.
Furthermore, California Law requires us to allow you to control who you would like for us not to share this information with. In order to obtain the information we send and to which third parties, please write us your request by standard mail to the address listed in the contact portion of this policy, you may also email us to the email listed in the contact portion of this policy. Please include your first name, last name, email address, mailing address and what Personally Identifiable Information you want to prevent us from sharing. Please add “ATTN: LEGAL DEPT” in your email subject. We will correspond with you first to let you know who our Third Party Service Providers are so that you may select who you want to prevent from accessing your Personally Identifiable Information. Please allow 30 days for us to send a response; also, please note that there is no charge for this service.
Online Tracking Opt-Out Guide
Like many companies online, we use services provided by Google, Facebook, and other companies that use tracking technology. These services rely on tracking technologies – such as cookies and web beacons – to collect directly from your device information about your browsing activities, your interactions with websites, and the device you are using to connect to the Internet. There are several ways to opt-out of having your online activity and device data collected through these services, which we have summarized below:
Blocking cookies in your browser. Most browsers let you remove or reject cookies, including cookies used for interest-based advertising. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. For more information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org.
Blocking advertising ID use in your mobile settings. Your mobile device settings may provide the functionality to limit the use of the advertising ID associated with your mobile device for interest-based advertising purposes.
Using privacy plug-ins or browsers. You can block our websites from setting cookies used for interest-based ads by using a browser with privacy features, like Brave, or installing browser plugins like Privacy Badger, Ghostery, or uBlock Origin and configuring them to block third-party cookies/trackers.
Platform opt-outs. The following advertising partners offer opt-out features that let you opt out of the use of your information for interest-based advertising:
Advertising industry opt-out tools. You can also use these opt-out options to limit the use of your information for interest-based advertising by participating companies:
Digital Advertising Alliance: http://optout.aboutads.info
Network Advertising Initiative: http://optout.networkadvertising.org/?c=1
Note that because these opt-out mechanisms are specific to the device or browser on which they are exercised, you will need to opt-out on every browser and device you use.
Revisions and Contact Information
Legal Inquiries: email@example.com